Your Gateway to Business Finance
Access to the Finance Companies with Integrity
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Lack of knowledge regarding costs of working capital deter many clients from moving forward with the process. Many companies throw in hidden fees and mislead you on current offers. MFC believes that the only way to succeed is to build long term relationships with our clients and complete transparency.
We have access to the best network of private funding providers that will provide a solution for every facet of a merchant's business financial needs.
We have access to the best network of private funding providers that will provide a solution for every facet of a merchant's business financial needs.
Our Team is Committed to Excellence
Our Team is Committed to Excellence
The principles of MerchantFinanceConnection.com have more than forty five (45) years combined not only in assisting merchants in locating the “perfect fit” between a finance partner and merchants, but in other arenas as well. Our management team has experience in all aspects of the restaurant business, including ownership of restaurants and retail businesses; the advertising industry; business to business sales; retail; credit card processing and most importantly, in operating businesses.
About Us
About Us
Committed to Excellence since 1997
Committed to Excellence since 1997
Our business experience has led us to the understanding that you need assurances of timely, cost-effective and comprehensive fulfillment of the business owner's working capital needs. The finance partners you will be matched with are among the leading providers of alternative small business financial programs. We screen for finance partners who provide the finance programs that have the lowest rates, flexible payment schedules, and expedient funding. Our goal is to build long lasting financial relationships between you and your new finance partner.
Finance Solutions that Transform Businesses
Finance Solutions that Transform Businesses
We have established relationships with lending partners ranging from challenging credit to excellent credit and start-up to established. Our lending partners have financed more than 500 plus industries. When a merchant applies we take the time to connect them with the right financial product. Our funding specialists will work directly with the merchant, in a fast, friendly and committed style.
Factoring
Factoring
Factoring is purchasing commercial account receivables at a discount. A business can sell invoices for instant cash up to 85%.
We are much more concerned with the credit worthiness of your customers than with your current financial condition. If you have commercial customers, then factoring could be a great solution for you to grow your business!
Merchant Cash Advance
Merchant Cash Advance
Simply put, a Merchant Cash Advance is an advance of cash against "future" receivables from your business. A Merchant Cash Advance is not a loan, but the actual purchase of a portion of your future receipts. Typically, the advances are short term 6 to 18 months. Though a Merchant Cash Advance is considered "expensive" financing, it is also one of the most readily available options for retail operations.
Term Loans
Term Loans
A short-term loan operates somewhat like a traditional term loan, but you pay back the money, plus interest, with daily or weekly payments over 3 to 18 months. Probably the most obvious reason to consider a business term loan is to invest in an expansion opportunity for your business. Expansion is a great way to make sure your profits do not plateau and shrink.
Equipment Finance
Equipment Finance
Equipment financing that works for your business and your budget Need a new piece of equipment but prefer to pay with financing? Equipment financing is a smart solution. Our lenders underwrite a variety of equipment with payment options to fit your budget. You can choose from several term lengths. You can also choose from Equipment Finance or Equipment Lease. An Equipment Finance Agreement has no residual buyout at the end of the term. An Equipment Lease Agreement has a buyout at the end of the term. There is also a significant tax benefit for Equipment Finance or Leasing.
Asset Based
Asset Based
Use your business assets as collateral to provide financing. Traditionally, asset-based loans are those secured by your accounts (invoices) and by your inventory. In some cases asset-based lenders will also use equipment as collateral. Unlike factors who actually purchase your accounts monthly, asset-based lenders lend against your assets. Your business will therefore need a certain level of established credit history, although typically less than for a financial statement loan as provided by most banks.
Commercial Mortgage Broker
Commercial Mortgage Broker
By working with a Commercial Mortgage Broker, you usually get a cheaper deal, if not the cheapest, as well as the best rates, a lot faster than it would take to find them yourself. The reality is there are several ways you can save money by engaging the services of a broker who will provide assistance with your commercial real estate financing needs and objectives. One of the major advantages that a person would get is the amount of time that will be saved when they get a commercial mortgage broker.
Line of Credit
Line of Credit
Plan ahead for major expenses like expansion or equipment with help from a business line of credit. It is also ideal for handling unexpected costs that arise, like making payroll or an emergency. No matter which business line of credit you choose, or what you use the funds for, you can feel confident knowing they’re a smart borrowing solution with a generous credit limit. With credit line options of up to $1,000,000 choose the line that is right for you.
Loan Consolidation
Loan Consolidation
Debt consolidation loans are used to pay off and simplify existing debt by consolidating multiple payments and accounts into a single account with one lender and payment.
Depending on your creditworthiness, you may be able to receive a lower interest rate on a debt consolidation loan than you are currently paying on your debt, saving you money and overall interest.
SBA Loans
SBA Loans
The SBA helps small businesses get loans. The SBA works with lenders to provide loans to small businesses. The agency doesn't lend money directly to small business owners. Instead, it sets guidelines for loans made by its partnering lenders, community development organizations, and micro-lending institutions. Terms are from 10 to 25 years and the rates as low as 6% APR
Repair Your Credit
Repair Your Credit
Removing negative items is one of the fastest ways to increase your credit score. Get in touch with us to help bring your credit back to good standing. If your credit report contains any discrepancies, you will likely experience financial distress, denials, higher interest rates, and possible trouble obtaining working capital.
Credit Inquiry Removal
Credit Inquiry Removal
Normally we can remove unwanted hard inquiries off your credit report within about 2-3 weeks. Since every inquiry costs you 3-5 points, by us removing them off the report you
will get a huge boost in your fico scores.
We cover Experian, Equifax and Transunion. By using our service you can turn those Denied for Loan messages into Approved for Loan.
We have 1000’s of satisfied customers. If you are trying to close a house loan, car loan, equipment financing loan, business loan or start up business loan we can help turn your credit around in 2-3 weeks.
Installment Personal Loan
Installment Personal Loan
By far the most utilized because of its ease and quickness we can get people 25-300k in cash loans. They deposit cash in your bank account and you have a fixed monthly payment for 2-7 years.
650 MIN score, higher scores needed for most money.
No Business revenue or business entity needed.
Can be in Business or Personal name but all requires a personal guarantee and it’s always easier in personal name.
What Some of our Merchants are Saying About Us
What Some of our Merchants are Saying About Us
Our goal is to be the “stepping stone” for the merchant who seeks a long lasting financial relationship with a reputable finance partner they can trust. After extensive industry research and experience, we know we have the ability to match merchants with the finance company who will ensure the merchant has the financial tools to achieve their dreams and ensure growth and success.
Jose Lopez, New York
Jose Lopez, New York
I would recommend MFC to any business owner. The approval was fast with very competitive rates.
Mary Mathews, Chicago
Mary Mathews, Chicago
I own an Italian restaurant. My bank said no to a business loan. MFC was able to approve me the same day and I had $55,000 the next day in my bank account.
Ben Cline, Portland
Ben Cline, Portland
Even though my credit wasn't great, I was still able to get $20,000 for my business for new equipment.
Lets Work Together
Lets Work Together
Connect with a reputable finance company that you can trust.
Please fill out the form below and one of our finance specialists will contact you.
Please fill out the form below and one of our finance specialists will contact you.
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